Non Performing Loans Management in Banking Sector

Banking is our major client group. Successful collection is built on a combination of knowledge, experience and technology.

Effective Solutions for Banks:

• Focus on their core business
• Decrease overdue accounts receivable in loan portfolios
• Improve profitability
• Reduce investment in non-core activities
• Minimize reputational risks

Our Services:

• Agency collection
  • 6-9 months (including legal services)


• Full range of collections services
  • Early (soft) collection
  • Field (late) collection
  • Legal (court procedure support) collection


• Coordination of the process of Federal Bailiffs on executive procedure
• Skip tracing
• Distressed debt portfolio purchases
• Credit risk management and IT consulting

Pre-trial Collection Stage:

• Data verification and skip tracing
• Text messages
• Written notification delivery
• Placing calls
• Visiting debtors
• Collateral management

Judicial Proceedings Stage:

• Preparation of application and submission resulting in Court Order
• If no Court Order, NRS prepares the writ and presents it to the Court to obtain Judgment
• NRS simultaneously searches for debtor’s property and applies for property attachment
• NRS represents the bank’s interests in Court at all stages
• Receipt of the final Court act and enforcement document

Execution Proceedings Stage:

• NRS applies to the Bailiffs’ Service with the enforcement document
• Cooperation with Bailiffs in enforcement procedures
• Assistance in preparation of applications and notices to regulatory bodies
• Search for Debtor’s property
• Departure restriction of Debtors from the territory of Russia
• Support and coordinate enforcement procedures
• Information support
• Appeal against Bailiff’s inaction (if necessary)
• Organize execution against debtor’s property (evaluation, storage, selling through specialized company)
• Receipt of the final Court act and enforcement document